Frederick County Chamber of Commerce
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      • 8 Things You Should Know
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    • The Chamber Office
    • Welcome New Members
    • New Member Checklist
    • Member Resources
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      • Advertising Discounts
      • College Tuition Discounts
      • Energy Cooperative Savings
      • Employer Retirement Benefit
    • Membership Directory
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    • Hosting and Sponsorship Opportunities
    • Ribbon Cuttings
  • Programs
    • Business Equity Coalition
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      • Young Professional of the Year Awards
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      • Apply for LFC
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        • LFC Alumni Leadership Awards
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Business Directory

Financial and Investment Services
 

Sharrina R. Sarmiento
Frederick, MD 21703
Phone: 240-367-0719
Protect individuals and businesses with annuities, long-term care, and life insurance.
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Woman Owned Business
Partner in Trust

Providing bookkeeping services to the small to medium sized business as well as individuals. The service provided is customized directly to the needs of the client and designed to return the clients focus to building and growing their business and future. Strict confidentiallity and respect for privacy are strongly adheared to.

Member Since: 2005

See Also Accounting
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Veteran Owned Business
Woman Owned Business

Real estate investments

Member Since: 2024
ACNB Bank
P.O. Box 3129
Gettysburg, PA 17325

Phone: 888.334.2262
Map

Partner in Trust

ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA. Originally founded in 1857 on Gettysburg’s Lincoln Square, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of 26 community banking offices and three loan offices located in the Pennsylvania counties of Adams, Cumberland, Franklin, Lancaster and York and the Maryland counties of Baltimore, Carroll and Frederick. Affiliated with ACNB Bank is ACNB Insurance Services, Inc. of Westminster, MD, a full-service insurance agency with licenses in 44 states and the other wholly-owned subsidiary of ACNB Corporation. The agency offers a broad range of property, casualty, health, life and disability insurance serving personal and commercial clients through office locations in Westminster and Jarrettsville, MD, and Gettysburg, PA. For more information regarding ACNB Bank, please visit acnb.com. 

Member Since: 2001

See Also Banks and Credit Unions
Almacy & Co, CPAs, PA
50 Citizen's Way
Suite 412
Frederick, MD 21701
Phone: 301-698-1400
Map

Woman Owned Business
Almacy & Co. CPAs has provided tax, accounting, bookkeeping, and financial planning services to businesses and individuals in Maryland and the surrounding DC metro area for over 30 years. Terri Almacy, president & CEO, works with industries including retail, automotive, manufacturing, nonprofit, personal service, professional service education, and real estate.
Member Since: 2018

See Also Accounting
Bank of America
1070 W Patrick St
Frederick, MD 21702
Phone: 301-698-6080
Map
Through our integrated universal banking platform, we offer: Investment banking, Equity & debt-capital raising, Research, Trading, Risk Management, Financial advisory services and a full range of credit, deposit & other traditional bank services.
Member Since: 2006

See Also Banks and Credit Unions, Residential and Consumer Services
Business Management Company, Inc.
295 B Bucheimer Rd
Frederick, MD 21701
Phone: 301-698-0795
Map
Full Service Accounting Firm, specializing in small business. Payroll, Taxes, Financial Statement, Consulting, Review work, Financial Planning, New Business Startup, Office Outsourcing.
Member Since: 2008

See Also Accounting
Capital River Wealth Management
150 S. East Street, Suite 303
Frederick, MD 21701
Phone: (301) 698-8955
Map

We help high income professionals and closely-held business owners achieve financial security by reducing your risk and being more tax efficient to help protect your wealth and live on more income in retirement, without fear of running out of money due to market decreases, taxes, or health and long-term care expenses. You will find that we bring passion, purpose, and partnership in helping you provide long-term financial security for yourself, your family, your business and your community. We use a four-step approach in working with you to understand your complex financial issues and how they can affect your life goals -- whether you are working to achieve current financial success, or to protect and preserve assets over the long-term.

Member Since: 2022
Charles Schwab & Co., Inc.
18045 Garland Groh Blvd
Hagerstown, MD 21740
Phone: 240-329-2021
Map

Veteran Owned Business

At Charles Schwab & Co., Inc. Member SIPC, we believe in the power of investing to help individuals create a better tomorrow. We have a history of challenging the status quo in our industry, innovating in ways that benefit investors and advisors who serve them, and championing our clients' goals with passion and integrity.

Member Since: 2019
Daly Asset Management
307 Bostwick Ln
Gaithersburg, MD 20878
Phone: (240) 728-4059
Map
Partnered with SurmountAI to bring white label investment solutions to retail investors. We allow investors, (accredited or retail,) to gain access to portfolios backed by advanced research into company fundamentals.
Member Since: 2025
DeLeon & Stang CPAs & Advisors - Frederick
150 S. East Street, Suite 103
Frederick, MD 21701
Phone: 301-250-7400
Map
Since 1984, DeLeon & Stang has been providing the highest quality accounting, tax, audit, advisory, financial and business services to both individuals and organizations in the Mid-Atlantic region. Our success can be attributed to our ability to build long term relationships with our clients, by utilizing integrity, trust and innovation.
Member Since: 2017

See Also Accounting
DeLeon & Stang, CPAs & Advisors
100 Lakeforest Blvd
Suite 650
Gaithersburg, MD 20877
Phone: 301-250-400
Map

Since 1984, DeLeon & Stang has been providing the highest quality accounting, tax, audit, advisory, financial and business services to both individuals and organizations in the Mid-Atlantic region. Our success can be attributed to our ability to build long term relationships with our clients, by utilizing integrity, trust and innovation.

Member Since: 2014

See Also Accounting
Edward Jones
5205 Chairmans Court
Suite 203
Frederick, MD 21703
Phone: (301) 732-5802
Map
Member Since: 2023
The Family Heritage Trust Co.
30 W Patrick St, Ste 100
Frederick, MD 21701
Phone: 301-631-5900
Map
Based in Frederick, The Family Heritage Trust Company is an independent non-depository trust company offering personal trust and investment management services to individuals, families, business owners and charitable organizations throughout the Mid-Atlantic region.
Member Since: 2008
Hildebrand, Limparis & Associates
7101 Guilford Drive, Suite 200
Frederick, MD 21704
Phone: 301-620-9101
Map
HLA is a full service accounting firm with six full time CPAs on staff. Helping you achieve your goals is our passion whether you're just starting out in life, running a business, nearing retirement or anything in between. We also offer services such as estate planning, retirement planning, business valuations, business advisory solutions and so much more.
Member Since: 2019

See Also Accounting
Hummingbird Wealth Management
21 West Pennsylvania
Unit B
Walkersville, MD 21793
Phone: (301) 304-9757
Map

Woman Owned Business
Holistic Financial Planning and Investment Management Firm
Member Since: 2022
The Insurance Exchange
9713 Key West Ave, Ste 401
Rockville, MD 20850
Phone: 301-279-5500
Map
The Insurance Exchange is a large independent insurance brokerage and consulting firm, licensed in all 50 states. We specialize in insuring companies and organizations throughout the United States and around the globe. We provide clients with superior customer support and a comprehensive array of insurance products, services, and solutions.

See Also Insurance Agents and Brokers
Legal & General America
3275 Bennett Creek Ave
Frederick, MD 21704
Phone: 301-279-4800
Map
Legal & General America (LGA) is a nationally recognized market leader in individual life insurance and is in business to provide financial protection (life insurance) for American families. Banner Life and William Penn Life of NY make up LGA. The companies both hold an A+ (superior) rating from A.M. Bast and an A+ (strong) rating from Standard & Poors.
Member Since: 2011

See Also Insurance Agents and Brokers
LSWG CPAs
201 Thomas Johnson Dr
Frederick, MD 21702
Phone: 301-662-9200
Map

Certified public accountants and business advisors providing organizations and individuals with solutions to business problems. Services include Tax planning & Preparation, Audit & Assurance services, 
Business consultation & Valuation along with a wide range of other accounting services.

Member Since: 2024

See Also Accounting, Business and Commercial Services
Maryland Employer Services & Support
2100 Old Farm Dr Ste A
Frederick, MD 21702
Phone: 301-631-5234
Map
CheckMate provides our clients with a complete payroll service, pre-tax benefit plans and worker's comp. We are locally owned and operated by people that are interested in the growth and prosperity of area businesses. Our service to clients is second to none.

See Also Business and Commercial Services
Maryland Financial Planners, Ltd.
201 Thomas Johnson Dr Ste 200
Frederick, MD 21702
Phone: 301-663-5454
Map

Fee-based financial planning, retirement and estate planning; Wealth Management services. CRN-3484388-030921

Member Since: 2003
McCaskill Financial
220 W Patrick St
Frederick, MD 21701
Phone: 301-668-7366
Map
Financial planning and investment management company.
Member Since: 1984

See Also Attorneys and Legal Services
Middletown Valley Bank
24 West Main Street
Middletown, MD 21769
Phone: 301-371-6700
Map
Middletown Valley bank has been a community bank since 1908 with seven branches located in the valley and surrounding areas. We offer commercial and retail banking services to business and consumers in Frederick and Washington Counties. It is our mission to provide you with Absolutely Exceptional Experience.
Member Since: 2013

See Also Banks and Credit Unions
Moore Financial
8118 Overlook Drive
Frederick, MD 21702
Phone: 240-344-0957
Map

For nearly five decades, Moore Financial has been Frederick's trusted partner in navigating life's pivotal financial moments. As a second-generation financial services firm, we combine deep local roots with sophisticated financial expertise to serve individuals, families, and business owners throughout our community. Under the leadership of Tim and Kevin Moore, our team delivers personalized financial solutions spanning retirement planning, wealth management, and estate conservation. What sets us apart is our commitment to building lasting relationships while simplifying complex financial decisions for our clients. As active members of the Frederick community, we understand the unique needs of local families and businesses, helping them achieve their financial goals with confidence and clarity. Let our family help your family create a lasting legacy of financial success.

Member Since: 2020
Morgan Stanley Wealth Management
30 W Patrick St 7th Fl
Frederick, MD 21701
Phone: 301-631-7116
Map
Member Since: 2007
Mutual of America Financial Group
1306 Concourse Dr
Suite 200
Linthicum, Maryland 21090
Phone: (443) 564-6192
Map
Mutual of America has specialized in providing retirement products and related services to organizations and their employees, as well as individuals, for over 70 years. As a mutual company, we do not have stockholders and are not publicly traded. We operate solely for the benefit of our customers, managing the Company for their long-term interest, rather than for the short-term demands of stockholders. Since 1945, Mutual of America has remained committed to offering plan sponsors, plan participants, and individuals carefully selected, quality products and services at a competitive price and the personal attention they need to help build and preserve assets for a financially secure future. Integrity, prudence, and reliability are the values that have guided us since our inception and that continue to serve us well. For more information, please visit us at mutualofamerica.com.
Member Since: 2023
New York Life Insurance Company
5283 Corporate Dr, Suite 205
Frederick, MD 21703
Phone: (301) 214-6600
Map

Good Times. Bad Times. We're Built For All Times. The Frederick Satellite Office is an extension of our Bethesda General Office. Our financial advisors provide innovative and patented solutions and products to help families and businesses with the problems they face. We provide insurance, investments and retirement income.

Member Since: 2022

See Also Insurance Agents and Brokers
NFM Inc.
3510 Worthington Blvd.
Urbana, MD 21704
Phone: 301-810-5530
Map
NFM Inc., America's common sense lender provides flexible mortgage solutions for prospective and current home owners. Our broad range of loan products ensures that there is something to offer everyone. Our NFM, Inc. Urbana branch office is a "boutique" shop and offers exceptional customer service. Stop in to say hello or give us a call. Our team makes it possible.

See Also Real Estate
Norberg Wealth Management
420 West Patrick St
Frederick, MD 21701
Phone: (301) 799-5530
Map
We help entrepreneurs and business owners manage their wealth and plan for their financial future.
Member Since: 2024
Northwestern Mutual
150 S. East St, Ste 200
Frederick, MD 21701

Phone: 3013662357
Map

Our goal is to help clients manage financial risk and achieve financial security through insurance and investment products.

Member Since: 1986
Offutt, Horman, Burdette & May P.A.
5109 Cap Stine Road
Frederick, MD 21703
Phone: 301-662-8248
Map
Full service Law firm.
Member Since: 1960

See Also Attorneys and Legal Services
Patriot Federal Credit Union
800 Wayne Avenue
P. O. Box 778
Chambersburg, PA 17201
Phone: (717) 263-4444
Map
Our diverse employee group adheres to the highest standards of professionalism, ensuring accountability to our members, and we aspire to earn their trust and confidence through our ethics by communicating openly and directly, and preserving confidentiality. We are determined to help improve the financial well-being of not only our members, but also the communities that we serve. Through collaboration with local groups, organizations, and individuals, we reach out to our community to help those in need to access financial services. With over 55 years of experience providing financial services, we have the knowledge and expertise necessary to assist with financial matters, money management, and other appropriate services.
Member Since: 2021
PNC Bank - Frederick
30 W. Patrick Street, Suite 200
Frederick, MD 21701-5654
Phone: 301-698-4625
Map

Partner in Trust
PNC Bank offers a wide range of services for all, from individuals and small businesses, to corporations and government entities. No matter how simple or complicated your needs, we're sure to have the products, knowledge and resources necessary for financial success.
Member Since: 1976

See Also Banks and Credit Unions
Porch Swing Funding
3290 Bennet Creek Avenue
Unit B / #133
Frederick, MD 21704
Phone: 2408202880
Map
Member Since: 2023
Potomac Wealth Advisors, LLC
15245 Shady Grove Rd Ste 410
Rockville, MD 20850
Phone: 301-279-2221
Map
We are a fully independent firm offering Wealth Management, Customized Financial Planning and Group Benefits to regional companies and successful individuals. Our focus is to help our client navigate the challenges created by their success.

See Also Insurance Agents and Brokers
Randall, CAP
200 East Patrick Street
Frederick, MD 21701
Phone: 301-960-3281
Map
Randall CAP Inc. is a family owned business located proudly in downtown Frederick. We are a management company focused on charitable endeavors, asset management, investments and real estate.
Member Since: 2018

See Also Property Management and Maintenance
RBC Wealth Management
150 South East Street #300
Frederick, MD 21701
Phone: 301-662-6488
Map
RBC Wealth Management is the sixth-largest full service investment, advisory and wealth management firm in the United States. Provides attentive service and customized strategies to help build, preserve, enjoy and share wealth. We deliver world-class wealth management solutions, expertise and tools to help accomplish financial goals throughout all stages of your life.
Member Since: 2011
RS Will Wealth Management
154 North Market Street
Side A
Frederick, MD 21701
Phone: (301) 360-4477
Map

We help to build, preserve, and protect your wealth. In every stage of life, from starting out in your career to figuring out complex stock options, or diligently saving for retirement, to funding the education of your children and grandchildren, we want to help you make choices you’ll be proud of decades from now.

Member Since: 2023
Ryan & Wetmore, PC
9099 Ridgefield Dr #107
Frederick, MD 21701
Phone: 301-668-7860
Map
Certified Public Accountants and management consulting firm whose mission is to provide clients with financial and business guidance based on real time industry information. Regarded as trusted, unbiased advisors, we provide innovative, results-oriented solutions.
Member Since: 1999

See Also Accounting
SageView Advisory Group
109 BROAD ST
Middletown, MD 21769
Phone: 2402534706
Map

Financial & Investment Services

Member Since: 2011
The Law Offices of Jeanne F. Singer, P.A.
129-4 West Patrick Street
Frederick, MD 21701
Phone: 240-356-0140
Map

Woman Owned Business
Partner in Trust

Tax and estate planning attorneys.

Member Since: 2003

See Also Attorneys and Legal Services
Sterling Financial Management
6919 Baltimore National Pike
Ste C
Frederick, Maryland 21702
Phone: (301) 473-7777
Map
Financial Services team that provides unbiased investing, risk tolerance profiling, retirement/income planning, recommendations, measurable performance
Member Since: 2024
The Calara Agency - Financial Services and Insurance
530 Gaither Road, Suite 350
Rockville, MD 20850
Phone: 301-703-2555
Map

Minority Owned Business
Veteran Owned Business
Woman Owned Business

Financial Services and Insurance. 

Member Since: 2018

See Also Insurance Agents and Brokers
Veridian Capital Partners
7101 Guilford Drive
Suite 104
Frederick, MD 21704
Phone: (301) 228-9300
Map
New Member
Veridian Capital Partners is a team of professionals who are dedicated to helping you achieve your financial goals. We work with successful individuals and businesses to build financial literacy, formulate long term plans, and execute investments based upon your specific circumstance. Ultimately, our mission is simple: helping you achieve financial independence.
Member Since: 2025

UPCOMING EVENTS

Partners in Trust

Copyright Frederick County Chamber of Commerce.  All Rights Reserved.
118 North Market Street, Suite 100, Frederick, MD  21701
[email protected] | Phone: (301) 662-4164
Hours: Monday - Friday 8:00am - 4:30pm


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